Abstract:
Financial injection, through credit program is expected to result in a proportional increase in saving
and investment of beneficiaries. The multiplier measures the size of the carry-through effect of credit. It
is important to investigate the multiplier effect of micro-credit so as to justify credit program in the
poultry industry. This study was undertaken to examine the multiplier effect of micro credit among
small scale poultry farmers in Delta State. A well structured questionnaire was used to collect primary
data from randomly selected sixty (60) poultry entrepreneurs. The data gathered were analyzed using
descriptive statistics, and regression model. The study revealed that a 14% change in the consumption
(expenditure) of the poultry entrepreneur correlated with income without obtaining micro credit. After
obtaining micro credit, the consumption (expenditure) of the poultry entrepreneur increased by 62%.
Also, it was revealed that 33% change in savings correlated with access to micro credit as against 6%
save. The result revealed an overall multiplier effect of 72%. It was recommended among others that
government and credit institutions should facilitate the delivery of micro credit to the rural poultry
farmers to catalyse the growth in the poultry subsector.
